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Finance
0% APR terms are for 6 & 12 month Payment Plans Credit is provided by external finance company - V12 Finance. Credit is granted subject to status Paperless Online Application
Payment Options
On purchases over £500 Banyo gives you the option of having a totally interest FREE 6 & 12 month payment plan All payment plans are subject to an initial 10% deposit.
How It Works
- 1.Simply add the products you wish to purchase to your basket.
- 2.Once finished shopping, proceed to the checkout.
- 3. You will be presented with your payment options - Credit/Debit Card, Paypal etc... or ) 0% Finance. Selecting 0% Finance will take you into a quick easy online application, on completion you will be provided with an instant decision.
You can complete the whole process online, there is no paperwork or Physical signature required.
Instant Online Decision
You can complete the whole process online, there is no paperwork or Physical signature required. A fully paperless process, a Quick & easy online application with instant decision.
On acceptance the process is completed with eSignature , meaning no paperwork to fill in, post or scan.
Banyo has always strived to help its customers by keeping a vast product range at prices as low as possible. Banyo is pleased to introduce a brand new range of credit facilities to increase the payment options to our customers.
Maybe you are renovating, moving home or your equipment develops a fault and needs replacing urgently. In today's financial climate not everyone will have the disposable income to make these purchases all in one go.
This is where our credit facilities can be a big help, we have a range of different options available for you to choose from. Our credit options allow you to choose from several variants to make sure you receive a package that is right for you.
Criteria
To apply for one of our credit options you must meet the following criteria:- You must be over 18 years of age.
- You must be a UK resident with at least 3 years continual address history.
- You must be in full-time employment unless retired or a house person with a spouse in full-time employment.
- You must have a UK bank account capable of accepting Direct Debits.
- The goods must be delivered to your home address (submitted on your application).
Why Use Credit?
Credit is available on all purchases where the overall order value is over £500 Choose from 6 or 12 month repayment periods. Spread the cost to minimise your monthly payments. One-stop shopping- no need to go to a bank to secure funding. Keep cash for day to day expenses. Fixed repayments? Your payments are fixed for the duration of the agreement allowing you to budget more effectively.
Example Options
Example Finance Option (Interest Free)
Monthly Repayments
All monthly payments are paid by direct debit from the applicant's bank account. Typically the 1st payment will be due on or around one month after the date of the finance agreement being put in place and all subsequent monthly payments will be due every month for the length of your term on that same day every month. Please have sufficient funds in place for 7 days either side of your expected 1st payment. We cannot legislate for any changes due to weekends/bank holidays.